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No-Drama Digs

Your digs, your rules. Alfonso respects your rules. Whether you're she-shacking, sporting a bro bungalow, or going pro at solo, you definetely want your space to stay safe. Get protection from things like theft, fire, vandalism, and personal injury.

Types of Renter’s Insurance We Offer

Water Damage

Water damage occurs when water damages your home BEFORE the water comes in contact with the ground. For example, during a heavy rainstorm, water leaks in through your home’s roof and causes damage to your ceiling, walls, and/or furniture. Another example is if one of your appliances break, such as a refrigerator, dishwasher, or washing machine, which causes water to leak and damages your floor. Please note that generally, any damage caused by water that has been on the ground at some point before the damage is considered flood damage.

Flood Damage

By definition, a flood is the rising or overflowing of a body of water onto what is normally dry land. Examples include if a nearby lake or river overflows and causes a flash flood that damages your home, or a storm or sewer drain gets backed up and causes water to enter your home’s first or ground floor. Flood damage to your home or apartment is only able to be insured through a flood insurance policy. It is NOT included in a typical homeowners or renters insurance policy. Generally, any damage caused by water that has been on the ground at some point before the damage is considered flood damage.

Renter’s Insurance FAQ

Renter’s insurance covers you for lost property due to damage or theft, as well as medical payments for any injuries that might occur at your place.

Any documentation, such a list of lost or damaged items, receipts, or videos of your possessions will be helpful in a claim.

Renters insurance is a requirement for many apartments or rental homes in the State of Texas by landlords, apartment complexes and/or management companies. It isn’t required by the state of Texas, so check with your landlord or complex management company to see if you’re required to carry it.

Whether you have a proper driver’s license or not, you should have auto insurance for the security it offers. We insure all drivers — with licenses and without licenses.

 

We accept:

- U.S. driver’s license issued by any state

- Driver’s licenses from other countries or a Matricula /Passport

- No license

- Temporary license

- Suspended license - State IDs - SR-22

Word from the Herd

Don’t take our word. Hear from our pac.

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Thumbs up! I have been a customer since 2009; they go above and beyond with their customer service. They always have a smiling faces and the best rates.
- T.Perez
- T.Perez
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I had to file an SR-22— had no clue what is even was —and they agents were extremely helpful with the entire process.
- C. Chavez
- C. Chavez
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Thumbs up! I have been a customer since 2009; they go above and beyond with their customer service. They always have a smiling faces and the best rates.
- Person A.
- Person A.
⭐⭐⭐⭐⭐
I had to file an SR-22— had no clue what is even was —and they agents were extremely helpful with the entire process.
- Person A.
- Person A.
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The Lowdown

Alfonso prefers the easy life. This is how ALPA works.

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Bringing You Up to Speed

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Pick your plan and sit back and relax! We’ve got it from here.

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